Top 10 Money Management Apps for Indians in 2025

Managing personal finances has become more important than ever in 2025. With rising expenses, easy access to credit, and investment opportunities, having the right tools to track and manage money is essential. Fortunately, there are several apps available in India that can help you budget, save, and invest smartly. Here’s a detailed guide to the top 10 money management apps for Indians in 2025.

1. Walnut

Walnut is one of the most popular expense tracking apps in India. It automatically tracks your spending by reading SMS alerts from your bank and credit cards. Features include budget creation, bill reminders, and expense categorization. It’s perfect for those who want a simple yet effective way to keep their finances in check.

2. Money View

Money View helps you manage your expenses, track bills, and plan your monthly budget. The app provides financial insights, reminds you about due payments, and even offers personal loans if needed. It’s ideal for users looking for both budgeting and financial assistance in one app.

3. ET Money

ET Money is a comprehensive app for budgeting, investing, and insurance management. You can track all your expenses, invest in mutual funds, and pay bills. It also provides tax-saving investment suggestions and financial planning tips, making it perfect for proactive savers and investors.

4. Money Manager

Money Manager is a simple and intuitive app for tracking income and expenses. It provides monthly reports, charts, and visualizations to help you understand where your money is going. You can also manage multiple accounts and currencies, making it ideal for tech-savvy users.

5. Goodbudget

Goodbudget uses the envelope budgeting system digitally. Allocate money to different categories or “envelopes” and track your spending throughout the month. This method helps you control unnecessary expenses and plan for savings effectively.

6. Moneycontrol

Moneycontrol is a must-have for investors. While it primarily focuses on tracking stocks, mutual funds, and financial news, it also provides personal finance tracking features. You can monitor your investments and budget simultaneously, giving you a 360-degree view of your finances.

7. Mobills

Mobills is a modern budgeting app with beautiful charts and intuitive dashboards. You can track expenses, set financial goals, and even manage recurring payments. Its clean interface and easy-to-use features make it one of the best apps for younger users and beginners.

8. YNAB (You Need A Budget)

YNAB is a globally recognized budgeting app now gaining popularity in India. It focuses on helping you allocate every rupee wisely and encourages proactive financial planning. While it’s subscription-based, its methodology is highly effective for serious budgeters.

9. Money Lover

Money Lover is a versatile app f