How to Avoid Hidden Bank Charges

Have you ever noticed that your bank balance is slightly lower than you expected? It might be because of hidden bank charges — small deductions that often go unnoticed. Whether it’s a convenience fee, non-maintenance penalty, or ATM withdrawal cost, banks have many ways to charge customers silently. In this article, we’ll explore what these hidden charges are and how you can avoid them smartly.

💡 What Are Hidden Bank Charges?

Hidden bank charges are fees that banks deduct for services you might not even realize you’ve used. These can include:

• Minimum balance non-maintenance charges
• ATM withdrawal beyond the free limit
• SMS alert fees
• Cheque bounce or return fees
• Online transaction charges (NEFT, RTGS, IMPS)
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